It is a clause included in many mortgages that sets a minimum rate to pay, regardless of the interest set by the market.
If you signed your mortgage to variable interest between 2001 and 2012 and, furthermore, the monthly payment you pay has not decreased in the same way as the Euribor has, it is likely that you have a floor clause.
Even if, after the mortgage, you have signed a reduction in the interest rate, you may have the right to complain.
Your bank will have to return any amounts overpaid due to this clause from the date you signed your mortgage (or novation).
The amount to be claimed is on average 8,000 euros.
Without obligation or cost We will do a simulation with the exact calculation of the amounts you can claim
CCS Abogados is a leader in claims against large banks and in the defense of consumer rights.
We only charge if you recover your money and you will not have to assume any expenses in advance.
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